The simple formula for LIFE insurance that can help you out

When I talk to my clients about life insurance we have a pretty simple formula that we use and you have to remember life, L-I-F-E. L is for any loans that you owe, I is for income I generally recommend at least five years income replacement, F is for final expenses, and E is for education either education costs for your kids or paying off your student loans. And the cost, I make it fit my client's budget, we have everything from twenty dollars to five hundred dollars. It depends on what's good for you and your situation and we make that work for you. We help get it done because you never know when the day you're going to become uninsurable. And so we help you get something done that you know you need to do.